Medicare Part C vs. Part D: What’s the Difference?

There are two ways to get prescription drug coverage with Medicare: Medicare Part C and Medicare Part D. Your choice of Original Medicare or Medicare Advantage determines whether you get prescription drug coverage through Medicare Part C or Part D. Regardless of whether you choose Medicare Advantage with prescription drug coverage or Original Medicare with…

How to Make Money With Bitcoin in 2022

Making money with Bitcoin (BTC) has become increasingly difficult in 2022. Prices have tumbled following a crypto crash. Promises of free Bitcoin are often scams. Bitcoin mining, once accessible to individual investors, is now so competitive that it’s rarely a profitable venture for those with small setups. However, it’s still possible to make money with…

Cryptocurrency Tax Calculator

When you sell cryptocurrency, you’ll owe capital gains taxes on any profits from the sale. This is the same tax you pay when you sell traditional investments, like stocks or mutual funds. The tax rate you use depends on how long you held the cryptocurrency before selling. If you held it for a year or…

Is Cruise Travel Insurance Worth the Cost?

Cruising is one of America’s favorite travel experiences. According to a 2021 report from Cruise Lines International Association, an industry trade association, 82% of cruisers will cruise again. As well, 62% of non-cruisers are open to the idea. And why not? Cruises often give travelers the chance to experience multiple destinations plus enjoy onboard entertainment,…