Each of the three major credit bureaus, Equifax, Experian and TransUnion, issues credit report information that scoring models use to give you credit scores. The two main scoring models are FICO and VantageScore — and these models have several versions. Let’s focus on one scoring system for now: VantageScore 4.0. VantageScore 4.0 is the latest…
The article What Is the VantageScore 4.0 Credit Scoring Model? originally appeared on NerdWallet.
